Responsible drivers carry liability insurance to pay for the damages of those they may injure in an accident. Unfortunately, many of the people who cause accidents carry no insurance or only minimal coverage.
At the Law Offices of Randall D. Moore, we are committed to protecting the rights of people who are injured by uninsured or underinsured drivers. Lawyer Randall D. Moore represents clients throughout the Dallas-Fort Worth Metroplex and north Texas.
Do I Have Coverage for Uninsured or Underinsured Motorists?
When you buy insurance in Texas, your insurance carrier is required by law to provide you with uninsured and underinsured motorist (UM/UIM) coverage unless you opt out by signing a waiver. You may have this personal injury coverage without even realizing it.
If your insurance company tells you that you do not have UM/UIM coverage, attorney Randall D. Moore will ask the company to provide a copy of this waiver. If the insurance company cannot, we can compel the insurance company to provide you with this coverage retroactively, even if you did not pay for it.
While a UM/UIM claim is filed against your own insurance company, you should still seek the assistance of an experienced attorney. Your insurance company assumes an adversarial role when you file a UM/UIM claim. It is likely to offer you far less than your claim is worth — and may even deny your claim if you do not follow the correct procedures. Also, your Texas Supreme Court has issued several rulings favoring insurance companies, which is no surprise to us, in this area. Your insurance company is now allowed to deny your UIM claim, require you to hire an attorney and sue the at-fault driver, obtain a judgment, obtain a jury finding of damages, and then submit the claim to it for payment no matter how obvious the UIM coverage should be. The penalty for being wrong in denying any UIM claim is very minimal to the insurance company based on your Texas Supreme Court's rulings.
Are you protected? In Texas, drivers are only required to carry a minimum of $25,000 in liability coverage for personal injury. To protect yourself and your family, you should carry a high amount of uninsured and underinsured motorist coverage.
Contact Dallas-Fort Worth Underinsured Driver Attorney Randall D. Moore
To discuss your case with Dallas-Fort Worth uninsured motorist accident attorney Randall D. Moore, please call 817-717-5245 or send us an e-mail. There is no charge for your initial consultation. Se habla español.
